This is a question that has plagued me for some time, but I fear to ask it on one of my boards because I don’t want to offend anyone.
I see lots of posts from stay at home moms with five or more kids and I just don’t get how they do it. My husband and I both make good money and I am.extremely frugal (as you can tell from some of my other posts) and yet I feel like we can barely afford the three kids we have. I have no idea how we would afford more, especially if I stopped working.
I have noticed most of these big families are American, so I wonder if that has something to do with it, but I counter that by thinking that I have free healthcare and paid maternity leave.
I can and do live frugally. Heck, Sawyer was singing a song the other day about coupons and bonus points! LOL But housing costs are housing costs. We are currently saving for a home and without going into detail, we are really going to have a problem finding something in our price range. Right now we rent the ground floor of a townhouse/triplex (2 bedroom, 980 sq. ft.) in a very nice area and with rent and bills that amounts to about 40% of our income. This means if one of us didn’t work it would become 75-80% of our income. Yes, we live in one of the top five most expensive cities in North America. Yes, it would be nice to leave the city and move somewhere cheaper. But all my family is here. And since my parents help with baby sitting three days a week, it would be expensive to replace them with daycare/sitter. Plus, I trust them with my kids, can’t say the same for a stranger. Also, my brother and I are only a year apart in age and very close. Since he doesn’t drive if we left the city I would never see him and that would kill me. Ugh, I feel so trapped and I have so many big decisions to make before my mat leave is over. But I am digressing, there will be lots of time to talk about that later.
So, I would really be interested in hearing from people on the topic so please take the time comment. The scholar in me is uber frustrated because I feel like there is some vital information out there I just don’t know about. TIA!