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Financial Sense/ Money Matters, Mommy Musings: Thoughts and Opinions, The Thursday Review

Rerun: Points Cards and Loyalty Cards: hey you deserve to be rewarded by a store for spending your hard earned money there.

Since this post contains lots of useful information I decided to rerun it (and give myself the day off LOL)  I hope you enjoy.

When I was young I remember by mother ranting about points cards. She said they were bad because they allowed companies to track what you buy and learn a little too much about you.

Eventually, she relented and got an air miles card. This was my first points card. She gave me one of the family cards. I used it for a while but I started to get paranoid because the only places I frequented that gave out air miles were the gas station and the LCBO (I was 21 at the time). I didn’t want people to think I was an alcoholic, or worse a drunk driver!

Fast forward to today and points cards have become my friend. So key me give you the run down on some of the ones I know about.

pcpointsPC Points: president’s choice debit and mastercard give you points for every dollar you spend (credit) or every dollar you spend at pc stores (debit).

Pros: the Real Canadian Superstore is a really great place for groceries.and you can get points there. Lawblaws and affiliates offer price match on baby items like diapers. You also get bonus points for bringing your own bag.

Cons: it takes a long time to collect points. With no way of getting bonus points it took my mom over a year of spending $300-400 a month to earn $20 of free groceries.

selector_sobeys_cardSobeys Points: While I am not a huge fan of Storeys stores because they are quite expensive, their points program is fabulous. The card is free and you collect points for the money you spend.

Pros: the points add up fast! Sobeys offers bonus points on selected products every week.
-Sobeys will email you coupons and promotions
-you can load coupons right on to your card. That’s right! The only retailer in Ontario I know of that does this and its great. No fussing with paper coupons and forgetting to use them, or trying to always carry them and keep them organized. When they swipe your card any coupons that apply are automatically used. This goes along with the next pro…
-multiple cards: so everyone in your family can collect points. My husband never carries coupons but will swipe his card so I can still use the coupons. Often times I have ones for things like five or ten times the points if you spend a certain amount.
-you can redeem the points for more than groceries. Yes, you can easily redeem them in store for groceries, but online you can redeem your points for items, or my favorite, gift cards. Gift cards for many stores including Gap, Home Depot and more are available. You can use them for the fam, or they make great gifts if you are in a pinch. Or, if you collect Air Miles you can convert your points to Air Miles too.

Cons:-Sobeys is expensive.
-it helps to be tech savvy

sdm-18500Shoppers Optimum Points: Shoppers has really changed over the years. While their prices for items are higher than Walmart or the Superstore, their sales are often lower, and they have a lot of.sales! You can be part of the Optimum program and their VIB Baby program free of charge.
-points add up pretty fast because they also offer bonus points on selected items and on transactions.
-they will send you emails about upcoming sales and promotions
-they will mail and email you exclusive coupons for the items you tend to buy most often
-they offer redemption promotions where you can get bonus amounts off your purchase when you redeem a certain amount of points.

-only get one card
-sometimes the points don’t go on your card like they should (lost $25 worth of points that way)
-most of their promotions are always weekly so you don’t have a lot of time to take advantage of offers

petperk1Petsmart PetPerks:this free card allows you to get special prices on all kinda of items at PetSmart.

-it’s free
-you get multiple cards
-will email about upcoming promotions

-in-store savings only, no points

Other cards worth looking into:

  • Once Upon a Child has a stamp card. You make so many purchases and you get a discount.
  • Indigo Plum Rewards: this one costs money, but I got mine for free because I was spending enough money that it paid for itself. Gives you both a discount and rewards points. I don’t shop at Indigo often but it’s great for a last minute gift since you can buy online and they ship quickly.
  • Sally Beauty Supply: if you’ve seen my pics you know how often I change my hair LOL. This card also costs but it was the same as with the indigo card. Gives you discounts on your purchases.
  • Carleton Cards: this one also costs but same deal, I got it for free. Gives you 20% off purchases and buy 3 cards and get one free.

These are the ones I can think of right now, but there are TONS out there. It’s a little work with a lot of reward. Good luck in getting those savings. 🙂


About Shannon

I am a university educated full-time working mother of four children. Proudly Canadian, I freeze my butt off along with my loving partner, two dogs and a cat. I hope you enjoy reading my posts as much as I love writing them, but if you have nothing nice to say, don't say anything at all.


8 thoughts on “Rerun: Points Cards and Loyalty Cards: hey you deserve to be rewarded by a store for spending your hard earned money there.

  1. Hello! I nominated you for the Super Sweet Blog Award. Its basically just an award recognizing how much I enjoy reading your blog and letting other people know they should read it too! If you’d like to nominate anyone, you can get more info at

    Keep up the great work, your blog is addictive!

    Posted by jayerows | July 18, 2013, 2:56 pm
  2. I love saving money with rewards/club cards. I swear I have at least 2 dozen of them. Ever since I started staying home, I watch coupons, sales, rewards and all that stuff very closely.

    Posted by Heather C | July 18, 2013, 4:25 pm
    • That’s it. It takes a bit of time but the savings add up. For example I have $170 worth of money on my optimum card just from 6 months of using it. That’s a lot of stuff…or a little formula LOL

      Posted by Shannon | July 18, 2013, 10:20 pm
  3. Sweet blog! I found it while browsing on Yahoo News.
    Do you have any suggestions on how to get listed in Yahoo News?
    I’ve been trying for a while but I never seem to get there!
    Many thanks

    Posted by Arcane Legends Cheats | December 9, 2013, 2:58 pm


  1. Pingback: Happy Birthday Girls! Things I Learned From My First Year With Twins | A Game of Diapers - January 3, 2014

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